Tennessee Realtor State Practice Exam 2025 - Free Real Estate Practice Questions and Study Guide

Question: 1 / 400

To whom should evidence of an owner's title insurance policy be provided before closing?

The lender

The buyer

The evidence of an owner's title insurance policy is primarily relevant to the buyer. This document provides assurance to the buyer regarding their ownership rights and protections against potential title issues that may arise after the purchase. By receiving this evidence, the buyer can be confident in their investment, knowing any claims against the title will be defended by the title insurance company.

While lenders and title companies also play important roles in the closing process, and they may be interested in seeing evidence of title insurance, the primary beneficiary of the owner's title policy is the buyer. The buyer needs to be aware of their protections and any coverage details before finalizing the transaction. This understanding is essential for ensuring that the buyer's rights are preserved and that they are fully informed about any risks associated with the property title.

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The title company

The real estate agent

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